Cedar Key Homes under $600,000

Cedar Key Homes under $600,000

Welcome to Cedar Key, Florida, a hidden gem nestled on the Gulf Coast in Levy County. Known for its picturesque landscapes and serene ambiance, Cedar Key offers residents an idyllic coastal lifestyle that perfectly blends relaxation with outdoor adventure. This charming island community is famous for its rich history, vibrant arts scene, and delectable seafood, making it a delightful place to call home.

For those seeking affordable housing options, Cedar Key features a variety of homes under $600,000, making it accessible for families, retirees, and anyone looking to embrace the coastal lifestyle without breaking the bank. Whether you’re interested in a cozy cottage with stunning water views or a spacious family home surrounded by lush greenery, Cedar Key has something to suit every taste and budget.

Imagine waking up to the sound of gentle waves and enjoying your morning coffee on a sun-drenched porch. With the Gulf of Mexico just a stone's throw away, residents can indulge in thrilling water activities such as kayaking, fishing, and boating. The nearby Cedar Key National Wildlife Refuge provides ample opportunities for nature lovers to explore diverse ecosystems and observe local wildlife.

In Cedar Key, you’ll not only find a welcoming community but also a lifestyle filled with charm and tranquility. With its affordable homes and breathtaking surroundings, Cedar Key invites you to discover the beauty of coastal living. Don’t miss your chance to become part of this enchanting community—your dream home awaits!

Newest Cedar Key Homes under $600,000

6061 A St, Cedar Key
$369,000
2 Beds ⋅ 1 Baths ⋅ 799573 MLS
Best priced waterfront on the island! Boat dock with good water access makes this an ideal Cedar Key getaway! Tucked away in a less traveled corner of the historic downtown, the restored Hayes David Home blends timeless island charm with thoughtful modern updates. This beautifully renewed cracker-style home has been brought back to life with quality craftsmanship and creative woodworking touches that give the property warmth, character, and a true sense of place. Inside, you'll find inviting living spaces filled with detail, including a cedar-lined closet and custom features that make the home feel both comfortable and unique. Every inch has been carefully restored while still honoring the classic style that makes Old Florida homes so special. Outside, there is plenty of room for vehicles, golf carts, and boats—perfect for enjoying life on the island and getting out on the water whenever the mood strikes. The finished backyard with partial fencing offers a relaxing space for entertaining, gardening, or simply enjoying the coastal breeze after a day downtown. Whether you're searching for a full-time residence, a peaceful weekend getaway, or an income-producing vacation rental, this charming cottage delivers flexibility and island lifestyle in one unforgettable package. Enjoy pulling your boat up to your dock, dropping blue crab traps, or fishing right from land! Recent rental history available on request. Located just moments from Cedar Key's restaurants, shops, marina, and waterfront sunsets, this is island living at its finest.

6061 A St, Cedar Key
709 5th St, Cedar Key
$149,000
2 Beds ⋅ 799529 MLS
Check out this amazing piece of Cedar Key, Florida history! Originally built as a church, this building still has the speaking platform in place--a sleekly-curved, raised section of its wood floor! The build date on this listing is currently an estimate. For most of the past century, it was used as a woodworking shop by Herman Wells, who built all of the fine Adirondack chairs you see dotted around on the island. Filled with equipment and several different species of Herman's choice woods, the building functioned perfectly while customers waited in line for the hand-crafted chairs and the beautifully-flowing porch swings "Wells Woods" was famous for creating. With Herman's passing, the building is now available for its next chapter and the restoration that will bring. As a contributing structure to the Cedar Key Historic Register, the building is entitled to special treatment in regards to FEMA regulations. The designation on the register rewards an owner with the opportunity to spend whatever funds they choose in a restoration without having to comply with FEMA's 50% rule, thereby avoiding the additional expense elevation would incur. This fabulous piece of history is ready for you to get started in the creation of its next chapter. Take a look--and quiz your real estate agent on the details. What a unique opportunity! If only this place could talk!

709 5th St, Cedar Key
1670 State Rd 24, Otter Crk Unit Otter Creek, Cedar Key
$365,000
3 Beds ⋅ 3 Baths ⋅ 794916 MLS
UNEXPECTED LUXURY IN THE WOODS - perfect family retreat or full-time 3/3 home. Lots of room for vehicles and boats on big 2-acre parcel outside Otter Creek. Park below the house or enjoy cookouts and picnics on the concrete slab. Easy access ELEVATOR from ground to main floor. Inside, CEILINGS RISE HIGH over a spacious living-dining area with a well equipped kitchen any chef would love. Two sets of French doors lead to a spacious SCREENED PORCH overlooking the POND. Exotic hardwood floors add natural warmth. Crisp granite countertops add color and function. For a hint of country whimsy, try the spiral staircase with thick wood steps that leads to a LOFT BEDROOM with 2 sets of child-proof custom-built cypress bunk beds! And the loft has its own full bathroom! This HIDDEN GEM is only 20 minutes from kayaking and seafood, fresh from the Gulf, in CEDAR KEY. It's less than 20 minutes from the Super Walmart in Chiefland. Another 5-10 min takes you NW to Manatee State Park, NE to Devil's Hammock, and S to Crystal River and Goethe State Forest. Originally built as a family retreat, it became a prized vacation rental in Feb 2022.

1670 State Rd 24, Otter Crk Unit Otter Creek, Cedar Key
549 1st St, Cedar Key
$459,000
2 Beds ⋅ 2 Baths ⋅ 790344 MLS
Wow!! Looking for a terrific vacation rental investment? This two-unit home in downtown historic Cedar Key, Florida, is for you! With a bedroom, bath and kitchenette on each floor, you can rent this property as one unit for four people, or as two double units, separately. This home is elevated for flood safety--but wow--the elevation really extends the water view! Perched just steps from popular "Dock Street" and its restaurants, bars, fishing pier, and outdoor fun, this location is perfect! Just a few steps in the other direction, and you will be at the coffee shop, smoothie joint, library, Art Center or "Main Street" art and gift shops. City Park is just 1.5 blocks away, with its beach, picnic pavilions, sports court and playground. Rent a kayak there and explore the natural surroundings the island is known for. Oh my--location, location, location! Tastefully decorated, this unit recently enjoyed a refreshing update. Continue with the current independent local vacation rental management company, and you will be set to begin cashing in on closing day. Visit as often as you like, and make rental income when you are away--the very best scenario!

549 1st St, Cedar Key
557 1st St, Cedar Key
$529,000
2 Beds ⋅ 2 Baths ⋅ 796258 MLS
Downtown Cedar Key Gem with Exceptional Income Potential This unique downtown Cedar Key property offers unmatched flexibility with two completely separate living spaces, each featuring its own private entrance, full kitchen, and master suite—one on each floor. Ideal for vacation rentals, multi-generational living, or owner-occupy with income, this home adapts effortlessly to your lifestyle or investment goals. Offered fully furnished and move-in ready, the property is thoughtfully designed for comfort and convenience, allowing you to start enjoying or renting immediately. Whether used as a full-time residence, seasonal getaway, or high-demand rental, the layout provides privacy for guests while maximizing rental potential. Located in the heart of downtown Cedar Key, you're just steps from restaurants, shops, galleries, and the waterfront—everything that makes island living so desirable. A rare opportunity to own a versatile, turnkey property in one of Florida's most charming coastal communities.

557 1st St, Cedar Key
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