Cedar Key Homes under $250,000

Cedar Key Homes under $250,000

Welcome to Cedar Key, Florida, a charming coastal gem nestled in Levy County. Known for its stunning sunsets and rich history, Cedar Key is a quaint island community that offers a unique blend of natural beauty and small-town charm. With its picturesque views of the Gulf of Mexico, vibrant wildlife, and abundant outdoor activities, Cedar Key is the perfect destination for those seeking a laid-back lifestyle in a serene environment.

One of the most appealing aspects of Cedar Key is its affordability, particularly when it comes to housing. In this delightful town, you can find a variety of homes under $250,000, making it an attractive option for first-time buyers, retirees, or anyone looking to invest in a slice of paradise. Whether you’re searching for a cozy cottage, a charming bungalow, or a waterfront retreat, Cedar Key has something to suit every taste and budget.

The local real estate market is diverse, offering properties that reflect the town's unique character and coastal vibe. Imagine waking up to the sound of waves lapping against the shore or enjoying your morning coffee on a sun-drenched porch. With a range of homes available at this price point, you can make your dream of living in Cedar Key a reality without breaking the bank.

Beyond the homes, Cedar Key boasts a vibrant community with local shops, restaurants, and art galleries that celebrate the town's rich heritage. Whether you enjoy fishing, kayaking, or simply soaking up the sun, Cedar Key is a haven for outdoor enthusiasts. Come discover the magic of Cedar Key, where affordable living meets coastal bliss!

Newest Cedar Key Homes under $250,000

82 2nd St Unit 312, Cedar Key
$139,900
1 Beds ⋅ 1 Baths ⋅ 799673 MLS
Here's a perfect, affordable opportunity for a water front Florida island investment property! This recently remodeled third-floor loft bedroom condominium in historic Cedar Key overlooks the sparkling Gulf, where you can watch seabirds soar, and bottlenose dolphins at play! You will love spending time on the covered balcony, sipping your favorite beverages, listening to your favorite tunes, and soaking up the spectacular views of unspoiled saltwater wildlife! Located downtown, you will be just steps to the City Park, playground and beach right next door, and restaurants, bars, shops and everything the island has to offer in just minutes. A morning stroll will land you at one of the island's coffee shops, or the bakery for a fresh-baked muffin and steaming coffee. Take an afternoon walk down "Main Street" and enjoy a cone of hand-dipped ice cream or a glazed donut. Tour around town in a golf cart, and don't forget to slow down to watch the sun dip below the watery horizon at sunset. Want to enjoy the beckoning salt water? Launch your kayak from the beach next door and paddle around the island, exploring the mangrove tunnels and shell banks, or even go over to the island across the channel in the distance and walk the paths of settlers more than a century ago. If you are a boater, the public boat ramp is only two blocks away, and fishing spots galore await you! A private picnic on an uninhabited island is a terrific way to spend a day! Cedar Cove Efficiency Condos are terrific for investors, since they limit owner use to four months per year--you choose the days. When you are not here, put the unit in a vacation rental management program, and let it generate cash to offset the cost. It's a win-win! Check out this beautifully renovated loft unit today!

82 2nd St Unit 312, Cedar Key
709 5th St, Cedar Key
$149,000
2 Beds ⋅ 799529 MLS
Check out this amazing piece of Cedar Key, Florida history! Originally built as a church, this building still has the speaking platform in place--a sleekly-curved, raised section of its wood floor! The build date on this listing is currently an estimate. For most of the past century, it was used as a woodworking shop by Herman Wells, who built all of the fine Adirondack chairs you see dotted around on the island. Filled with equipment and several different species of Herman's choice woods, the building functioned perfectly while customers waited in line for the hand-crafted chairs and the beautifully-flowing porch swings "Wells Woods" was famous for creating. With Herman's passing, the building is now available for its next chapter and the restoration that will bring. As a contributing structure to the Cedar Key Historic Register, the building is entitled to special treatment in regards to FEMA regulations. The designation on the register rewards an owner with the opportunity to spend whatever funds they choose in a restoration without having to comply with FEMA's 50% rule, thereby avoiding the additional expense elevation would incur. This fabulous piece of history is ready for you to get started in the creation of its next chapter. Take a look--and quiz your real estate agent on the details. What a unique opportunity! If only this place could talk!

709 5th St, Cedar Key
8196 Sw County Road 347, Cedar Key
$249,000
3 Beds ⋅ 2 Baths ⋅ 799455 MLS
Escape to your own slice of Old Florida paradise! Surrounded by peaceful waterfront scenery, this beautifully updated 3BR/2BA home offers breathtaking views, abundant wildlife, and a spacious deck perfect for soaking in spectacular sunsets. Inside, enjoy a bright open layout, modern finishes, and comfortable living spaces. Just minutes from Cedar Key's charming shops, local seafood restaurants, kayaking and world-class fishing. Whether you're looking for a full-time retreat or weekend getaway, this property delivers tranquility and adventure in equal measure. Unfurnished, Staged With AI.

8196 Sw County Road 347, Cedar Key
82 2nd St Unit 310, Cedar Key
$185,000
1 Beds ⋅ 1 Baths ⋅ 799047 MLS
Positioned along the tranquil shoreline of Cedar Key, this inviting condominium offers sweeping, unobstructed views of the Gulf of Mexico and the easy rhythm of island living. Just a short stroll from the town's beloved restaurants, local shops, and working waterfront, the location balances quiet retreat with everyday convenience. Inside, the residence has been thoughtfully updated to blend comfort with coastal charm. The kitchen features modern finishes and comes fully equipped, while the home is offered turnkey with furnishings included—ready for immediate enjoyment or rental. A flexible layout accommodates up to five guests, highlighted by an upstairs loft with a king bed and an additional twin, creating a private yet airy sleeping space. Natural light pours through an abundance of windows, framing water views from nearly every angle. Step outside to a generous, double-sized wraparound deck—an ideal setting for morning coffee, sunset gatherings, or simply watching the tide roll in. Practical features include a dedicated storage closet and access via an on-site elevator (currently undergoing repair), adding convenience for both owners and guests. Just next door, a city park offers direct access to the beach along with a playground, enhancing the property's appeal for visitors of all ages. Equally suited as a personal getaway or an income-producing investment, the condominium has a strong track record in property management yet offers the flexibility for self-management. Here, coastal simplicity meets smart ownership in one of Florida's most distinctive waterfront communities. Scallop Shores is a desirable upper floor corner unit so don't wait to come see it in person!

82 2nd St Unit 310, Cedar Key
211 2nd St Unit 330, Cedar Key
$155,000
1 Beds ⋅ 1 Baths ⋅ 798950 MLS
Check out this top-floor LOFT UNIT at Park Place in downtown Cedar Key! This adorable third-floor loft unit offers the ultimate Cedar Key experience! It's just steps from the Gulf and right in the heart of downtown. Inside, you'll find a cozy and well-designed layout with a private upstairs sleeping loft and comfortable living space below. Step outside to your beautifully shaded wrap-around porch where you'll catch gentle Gulf breezes and enjoy a peek at water views through the park. It's an ideal spot to relax, unwind, or sip your morning coffee! Park Place is Cedar Key's closest condo community to the city park and beach, you're just across the street from the water and within easy walking distance to restaurants, shops, the marina, kayak rentals, and all the charm of historic downtown. This unit comes fully furnished and ready for vacation guests or your own personal getaway. Major upgrades include a brand new bathroom remodel in November 2025, a new A/C system and refrigerator in 2021, and a new water heater in 2023. Owners can enjoy up to four months of personal use per year, flexible dates of your choice. The rest of the time, your unit can generate passive income through the on-site vacation rental program, managed for you from start to finish. Owners receive 60% of gross rental income, making this a smart, low-maintenance investment. Don't miss your chance to own a turn-key vacation loft with Gulf views, unbeatable location, and income potential. Whether you're looking for a relaxing retreat or a rental-ready property, this charming top-floor unit with a wrap-around porch checks all the boxes. Come see it today and fall in love with island life in Cedar Key!

211 2nd St Unit 330, Cedar Key
1210 Hawthorne Ave, Cedar Key
$154,900
2 Beds ⋅ 2 Baths ⋅ 796311 MLS
Florida Style Home with Indoor-Outdoor Living! This 1362 square foot home is spacious inside with lots of room to rehab it anyway you would like! Big backyard for gardening, parties or just bathing sitting in the sun. The carport is right outside the kitchen door, with a screened porch behind that. The Gulf of Mexico is just a few minutes away for boating, fishing, kayaking or shopping. Enjoy peaceful, friendly people, easy living with nature all around and amenities just a short drive away.

1210 Hawthorne Ave, Cedar Key
12391 Live Oak St, Cedar Key
$199,900
1 Beds ⋅ 1 Baths ⋅ 794517 MLS
Wow! Here's a great opportunity to snag an island cottage off the coast of Florida! This charming one-bedroom, one-bath cottage sits on a sleepy little block in historic Cedar Key! It is equipped with a nice great room for entertaining, with painted plank wood floors and lots of light from many windows. The large-screen television is even included! The brand new kitchen offers a pristine spot to prepare from, with solid surface counters, new cabinets, stainless appliances, including a two-burner induction cooktop and a convection/microwave combination oven. The bedroom, with its aromatic cedar ceiling, has lots of windows for extra lighting. The new bathroom has a nicely tiled shower with upgraded shower fixtures, and the washer/dryer combination unit has shelving and hanging spots for clothing alongside. Ready to relax with a beverage? Sit under the trees on the nice wood deck off the side breezeway entrance, or sit on the enclosed front porch, which is currently used as a sleeping porch for a guest. Located in the old families area of the island called "Kiss-Me-Quick," this home is a short walk or a quick bike ride to the downtown, with gift shops, restaurants, bars and coffee shops. Zip in to the library or to the community garden. Stop by the local bakery for a treat, or have an ice cream cone, and enjoy it on a public bench. Relax in the City Park, watching the dolphins and sea birds at play. Soak up the relaxed pace of an "Old Florida" island atmosphere, preserved and protected here on this treasured island. You need to see it.

12391 Live Oak St, Cedar Key
82 2nd St Unit 216, Cedar Key
$110,000
1 Baths ⋅ 796192 MLS
MOTIVATED SELLER! GREAT opportunity to own a slice of CEDAR KEY! This charming efficiency condo offers a perfect blend of comfort and coastal charm. Ideal for weekend retreats or as a lucrative rental opportunity, this unit comfortably sleeps four, making it perfect for family vacations or friendly get-togethers. Step inside to discover a cozy living space that features a small yet functional kitchen, equipped to meet all your needs during your stay. The inviting layout allows for seamless interaction, whether you're preparing a meal or unwinding after a day of exploring. One of the highlights of this condo is the private balcony, where you can sip your morning coffee while soaking in views. Location is everything, and this property doesn't disappoint! A short stroll takes you to the charming shops and delightful restaurants, and a bakery just around the corner ensuring you never run out of things to do. Plus, with a city park right next door, you have easy access to a beach with options for picnics and leisure activities. Don't miss out on this incredible opportunity to own a piece of paradise in Cedar Key. Whether as a personal retreat or an investment, this efficiency condo is ready to welcome you home!

82 2nd St Unit 216, Cedar Key
1250 Indiana Ave, Cedar Key
$180,000
2 Beds ⋅ 2 Baths ⋅ 794529 MLS
Almost 1/2 acre of property fenced in with large yard. Super comfortable 2 bed 2 bath home with open floor plan! Walking or golf cart to town!! Very private!!

1250 Indiana Ave, Cedar Key
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